Disclosure: this article is written and published by DROZlegal, which sells practice-automation software to Ontario law firms. We are not affiliated with LAWPRO or the Law Society of Ontario. Every figure below comes from LAWPRO's own practicePRO announcements, posted October 1, 2026 and last updated October 6, 2026; the policy wording and Endorsement No. 14 itself govern, not this summary. This article is general information, not legal or insurance advice, and reflects publicly available information as of October 9, 2026.
What changed in the 2027 program
| Item | Before | 2027 program |
|---|---|---|
| Base premium | $3,250 | $3,550 |
| Real estate transaction levy | $65 per transaction | $100 per transaction |
| Civil litigation transaction levy | $100 per transaction | $150 per transaction |
| Part-time practice discount | 50% | 40% |
| Cyber coverage | No first-party cyber coverage (LAWPRO calls it “introduction of first-party cyber coverage”) | First-party cyber added; all cyber cover in Endorsement No. 14 |
LAWPRO describes the levy change as risk-rated and says the discount change is meant “to better align premiums with current claims realities.” Source: What’s new for 2027.
Endorsement No. 14: the cyber numbers
- One framework. First-party cyber, third-party cyber and social engineering coverage are integrated into Endorsement No. 14, and the coverages apply on a firm-wide basis.
- Shared sublimit. First- and third-party cyber claims share a sublimit of up to $250,000.
- Social engineering. The limit can increase from $250,000 to $1,000,000 where “specified risk controls set out within Endorsement 14 are met.”
The announcement pages we reviewed do not list those risk controls. We are not guessing at them: read Endorsement No. 14 itself, or LAWPRO’s FAQs, before assuming your firm qualifies for the higher limit. Source: Your 2027 program: New cyber enhancements.
Free cybersecurity training through CIRA
LAWPRO, with the Law Society of Ontario, is offering cybersecurity awareness training delivered by the Canadian Internet Registration Authority (CIRA). It is available to all Ontario lawyers and paralegals in private practice at no extra cost to LAWPRO insureds. Participation is optional but strongly encouraged, firms may opt out, and CIRA will email registration links directly to lawyers. Designated firm administrators at medium and larger firms can receive additional training and platform control. Source: New Cybersecurity Awareness Training resources.
Dates and surcharges
- November 9, 2026: deadline to renew. Applications filed after this date carry a $350 surcharge.
- December 4, 2026: lawyers who have not filed by this date pay a $600 surcharge.
A managing partner’s short list
These are our suggestions, not LAWPRO or Law Society requirements:
- Read Endorsement No. 14 before the renewal form. Find the social-engineering risk controls and ask whether your firm can show each one today.
- Decide who gets the free training. Opting a firm out also means CIRA will not contact its lawyers, so make that a deliberate choice.
- Budget the levies. A firm that handles many real estate or civil litigation transactions feels the levy increases more than the base premium change.
- Check the money-movement controls. Social-engineering cover matters most where a fraudulent instruction can move funds; see our notes on trust accounting safety and the By-Law 9 guide.
- Look at where client data lives. Our note on Canadian data residency covers one part of that question.